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  4. 4639 Harbor View Terrace
4639 Harbor View Terrace, Morganton, NC 28655 - Photo 1

$949,000

4 Beds · 3 Baths · 3,542 Sqft

Active
4639 Harbor View Terrace, Morganton, NC 28655 - Photo 1

$949,000

4 Beds · 3 Baths · 3,542 Sqft

Active
4639 Harbor View Terrace, Morganton, NC 28655 - Photo 2
4639 Harbor View Terrace, Morganton, NC 28655 - Photo 3
4639 Harbor View Terrace, Morganton, NC 28655 - Photo 4
4639 Harbor View Terrace, Morganton, NC 28655 - Photo 5
Active14 Days on Market$268/sqft▼ 3.7% from originalListed Apr 10, 2026MLS# CAR4367035

4639 Harbor View Terrace, Morganton, NC 28655

$949,000 · 4 bd · 3 ba · 3542 sqft

About This Property

If you’ve been looking for space, privacy, and proximity to Lake James… this one checks all of it. Set just second row from the lake and located in one of the most sought after developments on Lake James, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains. Upstairs, the main level living space feels open but intentional. Tall ceilings, built-ins, and a dining area framed by classic columns. The kitchen sits just off to the side with windows made for slow mornings, quiet conversation, and a peaceful start to the day. Both the living room and primary suite open onto the newly updated TREX deck, extending your living space outdoors and creating an easy indoor-outdoor flow. The primary bedroom features an en-suite bathroom with a dual vanity and glass walk-in shower. An additional full bath, laundry room, and two extra bedrooms complete the main level. Downstairs, flexibility really shows with a full second setup. A spacious living area, second full kitchen, dining space, bedroom with ensuite bath, craft room, a separate bonus room used as a bedroom, and walk-out access. Ideal for guests, multi-generational living, or potential income. A rare opportunity to enjoy privacy, functionality, and mountain living just moments from the water. This is the kind of place you look forward to coming home to.

Location

4639 Harbor View Terrace, Morganton, NC 28655

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Property Details

Overview

Property TypeSingle Family Residence
Year Built2003
Lot Size0.82 Acres
Stories/LevelsOne

Interior

Bedrooms4
Bathrooms (Full)3
Total Rooms13
Sqft3,542
HeatingCentral, Heat Pump
Cooling / A/CCentral Air, Heat Pump

Exterior

Garage Spaces2
ExteriorHard Stucco
FoundationBasement

Financial

List Price$949,000
HOA/Maintenance$814/mo
Original Price$985,000

Location

Address4639 Harbor View Terrace, Morganton, NC 28655
NeighborhoodEast Shores
CityMorganton
CountyBurke
StateNC
Zip28655

Listed by True North Realty · Carmyn@nctruenorthrealty.com MLS# CAR4367035

Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of 04/29/2026, 11:25:43 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Information deemed reliable but not guaranteed. Buyer to verify all information.

LC

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