413 Terrace Drive, Chimney Rock, NC 28720 - Photo 1

$399,000

2 Beds · 2 Baths · 734 Sqft

Active
Active1 Days on Market$544/sqftListed Oct 6, 2026MLS# CAR4392061

413 Terrace Drive, Chimney Rock, NC 28720

$399,000 · 2 bd · 2 ba · 734 sqft

About This Property

Tucked away in the heart of Chimney Rock Village, this charming, updated and cozy 1940s cottage offers the perfect blend of vintage character and modern comfort. Ideally located just above Main Street, the home is approximately 0.4 mile from downtown Chimney Rock and only one mile from Lake Lure Beach, putting shops, restaurants, and outdoor recreation a short stroll away. The updated galley kitchen features butcher block countertops and stainless steel appliances, while the updated full bathroom and refreshed half bathroom add modern convenience. A bright front sunroom provides a welcoming space for relaxing and taking in the surrounding mountain atmosphere. The inviting living room features a gas fireplace, creating a warm and comfortable gathering space, and the main level also offers a convenient laundry nook. Outside, a deck and patio provide room for entertaining or simply enjoying the peaceful mountain setting. Situated on a corner lot with seasonal fall and winter views of Chimney Rock, this two-bedroom cottage is full of charm and versatility. Whether you’re looking for a primary residence, a mountain getaway, or an income-producing short-term rental, this delightful cozy property offers an ideal location and plenty of possibilities.

Location

413 Terrace Drive, Chimney Rock, NC 28720

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Property Details

Overview

Property TypeSingle Family Residence
Year Built1940
Lot Size0.13 Acres
Stories/LevelsOne

Interior

Bedrooms2
Bathrooms (Full)1
Bathrooms (Half)1
Total Rooms6
Sqft734
HeatingHeat Pump
Cooling / A/CCeiling Fan(s), Central Air, Heat Pump

Exterior

ExteriorWood
FoundationCrawl Space
RoofMetal

Financial

List Price$399,000
Original Price$399,000

Location

Address413 Terrace Drive, Chimney Rock, NC 28720
CityChimney Rock
CountyRutherford
StateNC
Zip28720

Listed by Mosaic Community Lifestyle Realty · laura@mymosaicrealty.com MLS# CAR4392061

Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of 10/29/2026, 09:50:51 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Information deemed reliable but not guaranteed. Buyer to verify all information.

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