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  4. 21123 Rio Oro Drive
21123 Rio Oro Drive, Cornelius, NC 28031 - Photo 1

$635,000

3 Beds · 3 Baths · 2,497 Sqft

Active
21123 Rio Oro Drive, Cornelius, NC 28031 - Photo 1

$635,000

3 Beds · 3 Baths · 2,497 Sqft

Active
21123 Rio Oro Drive, Cornelius, NC 28031 - Photo 2
21123 Rio Oro Drive, Cornelius, NC 28031 - Photo 3
21123 Rio Oro Drive, Cornelius, NC 28031 - Photo 4
21123 Rio Oro Drive, Cornelius, NC 28031 - Photo 5
Active43 Days on Market$254/sqft▼ 1.6% from originalListed May 29, 2026MLS# CAR4387095

21123 Rio Oro Drive, Cornelius, NC 28031

$635,000 · 3 bd · 3 ba · 2497 sqft

About This Property

Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.

Location

21123 Rio Oro Drive, Cornelius, NC 28031

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Property Details

Overview

Property TypeSingle Family Residence
Year Built1983
Lot Size0.494 Acres
Stories/LevelsTwo

Interior

Bedrooms3
Bathrooms (Full)3
Total Rooms11
Sqft2,497
HeatingCentral
Cooling / A/CCeiling Fan(s), Central Air, Ductless
FlooringBamboo, Carpet, Laminate, Tile, Vinyl, Wood

Exterior

ExteriorStone Veneer, Vinyl
FoundationBasement
RoofArchitectural Shingle

Financial

List Price$635,000
HOA/Maintenance$75/yr
Original Price$645,000

Location

Address21123 Rio Oro Drive, Cornelius, NC 28031
NeighborhoodBahia Bay
CityCornelius
CountyMecklenburg
StateNC
Zip28031

Listed by EXP Realty LLC Ballantyne · 704-396-4100 MLS# CAR4387095

Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of 07/26/2026, 07:56:53 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Information deemed reliable but not guaranteed. Buyer to verify all information.

Victoria Mchutchon

Victoria Mchutchon

Compass | Andy Bovender Team

Originally from England and now based in Charlotte, Victoria focuses on getting to know her clients, their needs and wants, and truly taking care of them from start to end. Having worked all around Charlotte and the surrounding areas, Victoria truly understands each neighborhood’s individual charm and appeal.

Meet Victoria

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