987 Cold Mountain Road

Lake Toxaway NC 28747

$3,250,000

3 Bed | Bath

$1390/sqft

Active - For Sale

3 Beds

•

3 Baths

•

2338 sqft

•

Built 1973

MLS ID 4354164
1 Days on Market

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway’s most beautiful settings.

Interior Features

3 Bed

•

3 Bath

Appliances

Dishwasher, Dryer, Electric Oven, Microwave, Washer

Heating

Electric, Forced Air, Propane

Air Conditioning

Central Air, Electric

Exterior Features

Foundation Type

Crawl Space

Lot Size

0.6 Acres

Exterior Construction

Brick Partial, Wood

Roof Material

Architectural Shingle

Images

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Amenities

gated
golf
boating
fishing
hiking
lake
tennis
clubhouse / lodge
dining

This Listing is provided by Fisher Realty,Sapphire/Toxaway. List Agent Email ajennings@fisherrealtync.com

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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of 03/08/2026, 09:29:05 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.